Rental Property Cash Flow Calculator

Calculate rental property cash flow, cash-on-cash return, and cap rate.

What is Rental Property Cash Flow Calculator?

The Rental Property Cash Flow Calculator helps investors analyze the profitability of rental properties.

Monthly Cash Flow = Effective Rent − Total Expenses

Effective Rent = Monthly Rent × (1 − Vacancy Rate / 100)

Total Expenses = Mortgage + Monthly Expenses + Property Tax / 12 + Insurance / 12 + Maintenance / 12

Mortgage = P × [r(1+r)^n] / [(1+r)^n − 1]

Where: P = Loan Amount, r = Monthly Interest Rate, n = Total Payments

Cash-on-Cash Return = (Annual Cash Flow / Down Payment) × 100

Cap Rate = (NOI / Purchase Price) × 100

NOI = (Effective Rent × 12) − Annual Operating Expenses

A $300K property with 20% down, 6.5% rate, $2K rent, and $500 expenses generates positive cash flow.

What is a good cash-on-cash return?

A good cash-on-cash return is typically 8-12%, though this varies by market and risk tolerance.

Rental Property Cash Flow Calculator – Analyze Rental Investments